Buying a home

Financing that meets you where you are.

Whether it's your first place or your fifth, we'll match you with the right loan and walk you through every decision along the way.

Conventional

3% down for qualified borrowers, 15 or 30-year fixed terms.

FHA

3.5% down and flexible credit requirements — great for first-time buyers.

VA

0% down for eligible veterans and active-duty service members.

Jumbo

Loans up to $3M with rates competitive with conforming products.

How the process works

Every purchase loan at Hive follows the same four steps: pre-approval, application, underwriting, and closing. Most of our borrowers move from pre-approval to keys in 21–30 days.

What you'll need to get started

  • Recent pay stubs (last 30 days) and W-2s or tax returns (last 2 years)
  • Bank statements from the last 60 days
  • Photo ID and social security number for a soft credit check
Start pre-approvalTalk to a specialist